If you have a project, tuition, or other ongoing expense for which you will need funds, check out our Home Equity Line of Credit. You can get up to 90% of the equity in your primary or secondary residence, up to $50,000. To figure out how much you can qualify for, take 90% of the value of your primary or secondary residence and subtract the amount you owe on your mortgage. The result is the maximum amount you may be able to finance.* 

Once you qualify, you can use what you need now and leave the balance for future expenses. You may also access your Home Equity Line by just writing a check. Just request a book of LOChecks to take advantage of this option. In addition, our Home Equity Line of Credit rates are now linked to Prime (as reported in the Wall Street Journal), and we pay ALL closing costs! Click here to "View Demo"